Advance Payment processor Like Paypal but better

I require Full set up the script must be secure and testable by a inderpendant party must have no back doors , a design and ssl instalation is required no cookie cut rubbish i seek quality and a secure site like the cusell script [login to view URL] with all the features plus ------------------------------------------ Subsriptsion compatable ------------------------------------------ Multiple funding options ability to charge a fee weather fixed or % for each type ------------------------------------------ Multi currency USD and Gold (fund via weight or USD) weight will show a USD value and they can send a usd value from their gold balance ------------------------------------------ Ability to convert between the 2 balance for a fee ------------------------------------------ 6 level Affilatte program (%% of fee) ------------------------------------------ Multiple withdraw options and fees for each type check wire Debitcard various e-currencies ------------------------------------------- Sign up bonus od $x.00 given when a CERTAIN AMOUNT HAS BEEN SENT this will create a pending and we then approve it when we check the account ------------------------------------------ Built in advertising members can advertise from within the members area a banner rotator they pay and upto 6 banner will rotate during any one time they pay a fixed fee for a given time 7days/14 days ,month,3 months ect full display and click stats ------------------------------------------- pay to click program built in members can click on ads in ptc area no commisions earnt users can buy ads for cost +20% handling fee users can choose how much they pay per click they can also choose who sees the ads based on their location or to verified accounbts only ------------------------------------------- 0.5c to 20c a click the more they py the longer they stay on the site to earn when they earn $1 they can request it be transfered to their money processor account a button should appear in thier PTC account ------------------------------------------- Ability to hold a reserver as a % or require a minimum balance be held ------------------------------------------ Free Mearchant directory as long as they take the processor ------------------------------------------ debit card sales (verified accounts only) ------------------------------------------ 5 types of accounts Personal business Business Volume account Secure account Secure Volume account also the ability to Ad specific fees to any account weather higher or lower than the set fees