K I S.

Educated at Panjab University,Chandigarh for Master’s in Physics with specialization in Electronics.Taught in school and college for a brief period and then joined banking from October 1970. Worked in cadres and then at all levels of management with extensive exposure in credit,Forex,finance and audit.Headed branches,region and a zone before retiring from corporate office after putting in over 36 years in banking. All through I found that it is the people who matter and not the things we get attached to [login to view URL] my interest lies ion reading and writing literature as well as general interest write-ups concerning growth and self improvement. I believe through this channel,I can share what I have learnt and practiced;’to nurture the people to build the nation’. If you get joy in bringing joy to others,you are in heaven,while still doing your stint on this planet.