Hello,
Here I would like to confirm you that we have a great in-house team of designers as well as developers having more than 8+ years of experience in designing and developing large scale complex applications and we will surely help you to develop E-Wallet solution system according to your requirements.
And we have fully understanding to develop E-wallet system, that allows use stock funds when needed. As it is a pre-loaded facility, consumers can buy a range of products from airline tickets to groceries without swiping a debit or credit card. There are many ways to top up E-wallet account like credit cards, POSs, terminals, P2P money transfers, etc..
First we develop prototype of a product which can be used for the first beta test, hypothetical testing or refutation. On the basis of these tests it will already possible to make changes to the product.
And for that you need to License because according to the law, every payment system should have a license. Founder should keep full documentation package, make sure that the payment system meets all requirements of the law. In some cases, it also needs to be PCI DSS certified.
Looking forward to a cheerful response.
Regards,
Ruchika